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2400 S Banker St. Effingham, IL 62401 (217) 342-4111
2400 S Banker St., Effingham, IL 62401
Sales/Service/Parts: (217) 342-4111 | Collision: (217) 342-BODY

Bad Credit Used Car Loans in Effingham near Decatur, IL

Bad Credit Financing

Sub-Prime Financing Assistance at Dan Hecht Toyota

If you are shopping for a quality used car near Decatur, Illinois, but you possess a less than perfect credit rating, the finance staff at Dan Hecht Toyota wants to help. Our full-service Toyota dealership serves car buyers of all credit levels near Champaign and Edwardsville, IL, and we offer bad credit car loans and sub-prime auto loans for used car shoppers.

The finance team at Dan Hecht Toyota has helped poor credit car buyers get into quality used Toyota vehicles such as used Toyota RAV4 SUVs and Tacoma pickups with trouble-free auto financing. If your low credit score has kept you from applying for sub-prime auto loans, then find out why you should apply at Dan Hecht Toyota today!

How To Apply and Qualify for Bad Credit Car Loans near Decatur, IL

Did you know that acquiring bad credit loans is about more than your low credit score? If a repossession, foreclosure, bankruptcy, divorce or another financial setback has led to a reduction in your credit rating, our finance team is eager to assist with your loan search. When you apply for bad credit car loans here, our finance specialists will take into account more than your credit score to seek out financing solutions.

Our finance staff will consider the following aspects of your used car loan application:

  • The total loan amount (the price of your desired car minus a down payment)
  • The type and price of used car you want to drive
  • Your detailed credit history and debt-to-income ratio
  • The amount of cash you can provide as a down payment (including any trade-in)

Submit an Auto Loan Application Today

The finance department here at Dan Hecht Toyota is staffed with seasoned financing professionals who are committed to serving our Illinois drivers of varying credit situations. When you are ready to discover your loan options, begin by submitting an online credit application form. No matter your credit history, our secure credit application is the first step in acquiring a used car loan via Dan Hecht Toyota.

Shop Used Cars as You Apply for Bad Credit Financing

Driving a quality used Toyota is a smart way to save money on your car purchase and potentially in long-term repair costs, too. We welcome you to shop our pre-owned inventory that is filled with affordable, late-model Toyota vehicles, including popular models like the RAV4, Camry and Corolla. The finance staff at Dan Hecht Toyota is waiting to assist with your used car purchase, so do not wait any longer to secure financing!

Dealer Information
Dan Hecht Toyota 2400 S Banker St. Effingham, IL 62401 Get Directions
Sunday:
CLOSED
Monday:
8:00 AM - 5:30 PM
Tuesday:
8:00 AM - 5:30 PM
Wednesday:
8:00 AM - 5:30 PM
Thursday:
8:00 AM - 5:30 PM
Friday:
8:00 AM - 5:30 PM
Saturday:
8:00 AM - 3:00 PM
Sunday:
CLOSED
Monday:
7:30 AM - 5:00 PM
Tuesday:
7:30 AM - 5:00 PM
Wednesday:
7:30 AM - 5:00 PM
Thursday:
7:30 AM - 5:00 PM
Friday:
7:30 AM - 5:00 PM
Saturday:
8:00 AM - 12:00 PM
Sunday:
CLOSED
Monday:
8:00 AM - 5:00 PM
Tuesday:
8:00 AM - 5:00 PM
Wednesday:
8:00 AM - 5:00 PM
Thursday:
8:00 AM - 5:00 PM
Friday:
8:00 AM - 5:00 PM
Saturday:
8:00 AM - 12:00 PM
Sunday:
CLOSED
Monday:
CLOSED
Tuesday:
CLOSED
Wednesday:
CLOSED
Thursday:
CLOSED
Friday:
CLOSED
Saturday:
CLOSED

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